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List of Selected Publications & Reprints 

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If you have difficulty downloading an article please contact the Director of the Retirement Planning Research Laboratory ( 

(Reverse Chronological Order)

Mooney, A., Tsotsoros, C. E., Earl, J. K., Hershey, D. A., & Mooney, C. H. (2021). Enhancing planning behavior during retirement: Effects of a time perspective based training intervention. Social Sciences 10: 306.​  PDF

Van Solinge, H., Damman, M., & Hershey, D. A. (2021). Adaptation or exploration? Understanding older workers’ plans for post-retirement paid and volunteer work. Work, Aging, & Retirement, 7(2), 129-142. doi:10.1093/workar/waaa027  PDF

Tsotsoros, C. E., Hershey, D. A., Kiso, H., & Koposko, J. L. (2019). Racial Differences in Anticipated Satisfaction with Life during Retirement. Work, Aging, & Retirement, 5(3), 236-254. doi:10.1093/workar/waz002​  PDF

França, L. H. F., & Hershey, D. A. (2018). Financial preparation for retirement in Brazil: A cross-cultural test of the Interdisciplinary Financial Planning Model. Journal of Cross-Cultural Gerontology, 33(1), 43-64.  PDF

Hershey, D. A. (2018). Researcher Profile: Doug Hershey. Journal of Financial Therapy, 9 (2) 8.  PDF

Henkens, K., Van Dalen, H. P., Ekerdt, D. J., Hershey, D. A., Hyde, M., Radl, J., Van Solinge, H., Wang, M., & Zacher, H. (2017). What we need to know about retirement: Pressing issues for the coming decade. The Gerontologist, , 58(5), 805-812. doi:10.1093/geront/ gnx095  PDF

Gupta, R., & Hershey, D. A. (2017). Time perspective as an antecedent of trust in a manager and its impact on employee attitudes. Time and Society, 28(1), 124-152. doi:  PDF

Hershey, D. A., Van Dalen, H. P., Conen, W., & Henkens, K. (2017). Are "voluntary" self-employed better prepared for retirement than "forced" self-employed? Work, Aging, and Retirement, 3(3), 243-256. doi: 10.1093/workar/wax008  PDF

Kiso, H, & Hershey, D. A. (2017). Working adults’ metacognitions regarding financial planning for retirement. Work, Aging, and Retirement, 3(1), 77-88. doi: 10.1093/workar/waw021  PDF

Gerrans, P., & Hershey, D. A. (2016). Financial adviser anxiety, financial literacy and financial advice seeking. Journal of Consumer Affairs, 51(1), 54-90. doi:10.1111/joca.12120  PDF

Gutierrez, H. C., & Hershey, D. A. (2016). Retirement Planning. In S. K. Whitbourne (Ed.), The Encyclopedia of Adulthood and Aging. Ames, Iowa: Wiley Blackwell.  PDF

Koposko, J. L., Boróquez, M. I., Pérez, A. E., & Hershey, D. A. (2016). A cross-national investigation of students’ attitudes toward retirement planning: The case of Mexico and the United States. Journal of Personal Finance, 15(2), 52-67.  PDF

Gupta, R., & Hershey, D. A. (2016). Cross-national differences in goals for retirement: The case of India and the United States. Journal of Cross-cultural Gerontology, 31(3), 221-236. doi: 10.1007/s10823-016-9298-9  PDF

Van Dalen, H. P., Henkens, K., & Hershey, D. A. (2016). Why do older adults avoid seeking financial advice? Adviser anxiety in the Netherlands. Ageing & Society, 37(6), 1268-1290. doi: 10.1017/S0144686X16000222  PDF

Leandro-França, C., Murta, S. G., Hershey, D. A., & Martins, L. B. (2016). Evaluation of retirement planning programs: A Qualitative Analysis of Methodologies and Efficacy. Educational Gerontology, 42(7), 497-512. doi: 10.1080/03601277.2016.1156380  PDF

Koposko, J. L., Kiso, H., Hershey, D. A., & Gerrans, P. (2015). Biases in perceptions of retirement savings relative to peers. Work, Aging and Retirement, 2, 65-72. doi: 10.1093/worker/wav019  PDF

Hershey, D. A., Austin, J. T., & Gutierrez, H. C. (2015). Financial decision making across the adult life span: Dynamic cognitive capacities and real-world competence. In T. M. Hess, J. Strough, and C. E. Lockenhoff (Eds.), Aging and Decision Making: Empirical and Applied Perspectives, (pp. 329-349). Waltham, MA: Academic Press. doi: 10.1016/B978-0-12-417148-0.00016-9  PDF

Koposko, J. L., & Hershey, D. A. (2015). When I first learned about retirement: Financial and Retirement Concept Recognition among College Students. Current Psychology, 35(4), 540-548. doi: 10.1007/s12144-015-9319-9  PDF

Koposko, J. L., & Hershey, D. A. (2014). Parental and early influences on expectations of financial planning for retirement. Journal of Personal Finance, 13, 17-27.  PDF

Thomas, D. G., Copeland, C. T., Hershey, D. A., & Abramson, C. A. (2014). Cemetery demography as a tool for teaching psychological research methods to undergraduate students. Innovative Teaching, 3, N.  PDF

Gutierrez, H. C., & Hershey, D. A. (2014). Age differences in expected satisfaction with life in retirement. International Journal of Aging & Human Development, 78, 93-114. doi: 10.2190/AG.78.2.a  PDF

Gutierrez, H. C., & Hershey, D. A. (2013). Impact of retirement worry on information processing. Journal of Neuroscience, Psychology and Economics, 6, 264-277. doi: 10.1037/npe0000013  PDF

Hershey, D. A., & Henkens, K. (2013). Impact of different types of retirement transitions on perceived satisfaction with life. The Gerontologist, 54, 233-244. doi:10.1093/geront/gnt006  PDF

Gupta, R., Hershey, D. A., & Gaur, J. (2012). Future time perspective and procrastination in the workplace: An empirical investigation. Current Psychology, 31, 195-211. doi: 10.1007/s12144-012-9136-3  PDF

Hershey, D. A., & Jacobs-Lawson, J. M. (2012). Bridging the gap: Anticipated shortfalls in future retirement income. Journal of Family and Economic Issues, 33, 306-314. doi: 10.1007/s10834-012-9281-8  PDF

Hershey, D. A., Jacobs-Lawson, J. M., & Austin, J. T. (2012). Effective financial planning for retirement. In M. Wang (Ed.), Oxford Handbook of Retirement (pp. 402-430). New York: Oxford University Press. doi: 10.1093/oxfordhb/9780199746521.013.0133  PDF

Gutierrez, H. C., Hershey, D. A., & Gerrans, P. (2011).  What to do when clients are afraid to share.  CSA: Certified Senior Advisor, 49, 39-44.  PDF

Hershey, D. A., Henkens, K., & van Dalen (2010). What drives retirement income worry in Europe? A multi-level analysis. European Journal of Aging, 7, 301-311.  PDF

Brougham, R., Jacobs-Lawson, J. M., & Hershey, D. A. (2010). Who pays your debt? An important question for understanding compulsive buying among American college students. International Journal of Consumer Studies, 35, 79-85.  PDF

Igreja, V., Dias-Lambranca, B., Hershey, D. A., Racin, L., Richters, A., & Reis, R. (2010). The epidemiology of spirit possession in the aftermath of mass political violence in Mozambique. Social Science & Medicine, 71, 592-599. doi:10.1016/j.socscimed.2010. 04.024  PDF

Van Dalen, H. P., Henkens, K., & Hershey, D. A. (2010).  Perceptions and expectations of pension savings adequacy: A comparative study of Dutch and American workers.  Ageing & Society, 30, 731-754. doi:10.1017/S0144686X09990651  PDF

Hershey, D. A., Henkens, K., & van Dalen, H. P. (2010).  Aging and financial planning for retirement: Interdisciplinary influences viewed through a cross-cultural lens.  International Journal of Aging and Human Development, 70, 1-38. doi:10.2190/AG.70.1.a  PDF

Igreja, V., Kleijn, W., Dias-Lambranca, B., Hershey, D. A., Calero, C., & Richters, A. (2009).  Agricultural cycle and the prevalence of posttraumatic stress disorder: A longitudinal community study in post-war Mozambique.  Journal of Traumatic Stress, 22, 172-179. doi:10.1002/jts.20412  PDF

Hershey, D. A., & Jacobs-Lawson, J. M. (2009).  Goals for retirement: Content, structure and process.  In R. R. Brougham (Ed.), New directions in aging research: Health and cognition, 167-186.  Nova Science Publishers.  PDF

Hershey, D. A., Jacobs-Lawson, J. M., McArdle, J. J., & Hamagami, A. (2007).  Psychological foundations of financial planning for retirement.  Journal of Adult Development, 14, 26-36. doi: 10.1007/s10804-007-9028-1  PDF

Padawer, E. A., Jacobs-Lawson, J. M., Hershey, D. A., & Thomas, D. G. (2007).  Demographic indicators as predictors of future time perspective.  Current Psychology, 26, 102-108. doi:10.1007/s12144-007-9008-4  PDF

Stawski, R. S., Hershey, D. A., & Jacobs-Lawson, J. M. (2007).  Goal clarity and financial planning activities as determinants of retirement savings contributions.  International Journal of Aging and Human Development, 64, 13-32. doi: 10.2190/13GK-5H72-H324-16P2  


Hershey, D. A., Henkens, K., & van Dalen, H. P. (2007).  Mapping the minds of retirement planners: A cross-cultural perspective.  Journal of Cross-cultural Psychology, 38, 361-382. doi: 10.1177/0022022107300280 PDF

Van Dalen, H., Henkens, K., & Hershey, D. A. (2006).  Keuzevrijheid pensioen: Vloek voor de een, zegen vor de ander (Choice of Pensions: A curse for one and blessing for another).  Demos, 22, 1-4. Nederland Interdisciplinair Demografisch Instituut.  PDF

Hershey, D. A., Jacobs-Lawson, J. M., & Wilson, T. L. (2006).  Research as a script.  In F. Leong and J. T. Austin (Eds.), Psychology research handbook, 2nd ed. (pp. 3-22).  Newberry Park, CA:  Sage Publications.  PDF

Jacobs-Lawson, J. M., & Hershey, D. A. (2005).  Influence of future time perspective, financial knowledge, and financial risk tolerance on retirement savings behaviors.  Financial Services Review, 14, 331-344.  PDF

Jacobs-Lawson, J. M., Hershey, D. A., & Neukam, K. A. (2004).  Gender differences in factors that influence time spent planning for retirement.  Journal of Women and Aging, 16, 55-69.  PDF

Hershey, D. A. (2004).  Psychological influences on the retirement investor.  CSA: Certified Senior Advisor, 22, 31-39.  PDF

Neukam, K. A., & Hershey, D. A. (2003).  Financial inhibition, financial activation, and saving for retirement.  Financial Services Review, 12, 19-37.  PDF

Hershey, D. A., Mowen, J. C., & Jacobs-Lawson, J. M. (2003).  An experimental comparison of retirement planning intervention seminars.  Educational Gerontology, 29, 339-359. doi: 10.1080=03601270390180271  PDF

Jacobs-Lawson, J. M., & Hershey, D. A. (2003).  Perceptions of financial stability in retirement: Do Americans really know what to expect?  In S. P. Shohov (Ed.), Advances in psychology research, Vol. 22 (pp. 123-136).  New York: Nova Science Publishers, Inc.   PDF

Hershey, D. A., Jacobs-Lawson, J. M., & Walsh, D. A. (2003).  Influences of age and training on script development.  Aging, Neuropsychology, and Cognition, 10, 1-19.  PDF

Hershey, D. A., Jacobs-Lawson, J. M., & Neukam, K. A. (2002).  Influences of age and gender on workers’ goals for retirement.  International Journal of Aging & Human Development, 55, 163-179.  PDF

Hershey, D. A. (2002).  Communication by design [Review of the book Communication, technology, and aging: Opportunities and challenges for the future].  Contemporary Psychology, 47, 663-665. 

Jacobs-Lawson, J. M., & Hershey, D. A. (2002).  Concept maps as an assessment tool in psychology courses.  Teaching of Psychology, 29, 25-29.  PDF

Hershey, D. A., Brown, C. E., Jacobs, J. M., & Jackson, J. (2001).  Retirees’ perceptions of important retirement decisions.  The Southwestern Journal on Aging, 16, 91-100.  PDF

Hershey, D. A., & Jacobs, J. M. (2001).  Developmental differences in the quality of life:  A classroom teaching exercise.  Teaching of Psychology, 28, 114-117.  PDF

Hershey, D. A. & Walsh, D. A. (2000/2001).  Knowledge versus experience in financial problem solving performance.  Current Psychology, 19, 261-291.  PDF

Hershey, D. A., & Mowen, J. C. (2000).  Psychological determinants of financial preparedness for retirement.  The Gerontologist, 6, 687-697.  PDF

Hershey, D. A., Boyd, M., Coutant, K., & Turner, K. (1999).  Cognitive aging psychology: Significant advances, challenges, and training issues.  Educational Gerontology, 25, 349-364.  PDF

Hershey, D. A., & Farrell, A. H. (1999).  Age differences on a procedurally oriented test of practical problem solving.  Journal of Adult Development, 6, 87-104.  PDF

Abramson, C. I. & Hershey, D. A. (1999).  The use of correspondence in the classroom.  In L. T. Benjamin, B. F. Nodine, R. M. Ernst, & C. B. Broeker (Eds), Activities Handbook, Volume IV (pp. 33-36).  Washington, DC:  American Psychological Association. 

Hershey, D. A., Walsh, D. A., Brougham, R., Carter, S., & Farrell, A. H. (1998).  Challenges of training pre-retirees to make sound financial planning decisions.  Educational Gerontology, 24, 447-470.  PDF

Hershey, D. A., & Farrell, A. H. (1997).  Perceptions of wisdom associated with selected occupations and personality characteristics. Current Psychology, 16, 115-130.  PDF

Hershey, D. A., & Wilson, J. A. (1997).  Age differences in performance awareness on a complex financial decision-making task. Experimental Aging Research, 23, 257-273.  PDF

Hershey, D. A., Wilson, T. L., & Mitchell-Copeland J. (1996).  Conceptions of the psychological research process:  Script variation as a function of training and experience.  Current Psychology, 14, 293-312.  PDF

Wilson, T. L., & Hershey, D. A. (1996). The Research Methods Script. Teaching of Psychology, 23, 97-99. Reprinted in M. E. Ware, & C. L. Brewer (Eds.), Handbook for teaching statistics and research methods, 1st and 2nd eds. (1996/1999). Mahwah, NJ: Erlbaum Press. Also reprinted in M. E. Ware & D. E. Johnson (2000), Handbook of Demonstrations and Activities in the Teaching of Psychology, 2nd ed., 137-140.  PDF

Hofer, S. M., Piccinin, A. M., & Hershey, D. A. (1996).  Analysis of structure and discriminative power of the Mattis Dementia Rating Scale.  Journal of Clinical Psychology, 52, 395-409.  


Hershey, D. A. (1995).  Influence of age and gender on estimates of long-term financial growth functions.  Aging & Cognition, 2, 231-250.  PDF

Walsh, D. A., & Hershey, D. A. (1993).  Mental models and the maintenance of complex problem solving skills into old age.  In J. Cerella, J. Rybash, W. Hoyer, and M. L. Commons (Eds.), Adult information processing:  Limits on loss (pp. 553-584).  New York: Academic Press.  PDF

Hershey, D. A., Walsh, D. A., Read, S. J., and Chulef, A. S. (1990).   The effects of expertise on financial problem solving: Evidence for goal directed problem solving scripts.  Organizational Behavior and Human Decision Processes, 46, 77-101.  PDF

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